Struggling to Sell?
We’ll Take Over Your Payments!
Facing challenges in selling your home can be stressful, especially when traditional methods don't yield results and monthly mortgage payments continue to burden you. At Homeowner Support, we provide a unique solution for homeowners stuck in this difficult situation. Our service specializes in taking over existing mortgage payments, offering immediate relief and a hassle-free alternative to traditional selling. Whether your property is on or off the market and hasn’t found the right buyer, we step in to alleviate the financial pressure, allowing you to move forward with your life without the ongoing stress of unsold property obligations. Let us help you navigate this transition smoothly and efficiently.
Consultation
Quick, confidential consultation to understand the seller's situation and details of the current mortgage.
Offer
Based on the property evaluation and mortgage details, an offer to take over the payments is made.
Agreement
If the offer is accepted, legal paperwork is arranged to transfer the payment obligations.
Transfer
After all legalities are settled, the payment responsibility is transferred, freeing the seller from their burden.
Benefits
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Immediate relief from monthly payments.
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Avoid potential credit damage from missed payments.
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No need for traditional listing processes.
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Fast and transparent transaction.
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Handle all paperwork and legal aspects.
FAQ
What does it mean to have Homeowner Support take over my mortgage payments?
When we take over your mortgage payments, we assume responsibility for the ongoing monthly payments of your existing mortgage under agreed terms. This transition alleviates your financial burden, allowing you to move on from your property without the stress of unsold home payments.
Will taking over my mortgage payments affect my credit score?
Our process is designed to have minimal impact on your credit score. By taking over your mortgage payments, we prevent potential late payments or defaults that could negatively affect your credit score.
How quickly can Homeowner Support take over my payments?
Typically, we can begin taking over your payments as soon as all necessary paperwork is completed and legally processed. The entire transition can be as quick as a few weeks, depending on your specific circumstances and the details of your mortgage
Are there any fees involved in this process?
We pride ourselves on transparency and do not charge any hidden fees for taking over your mortgage payments. Any costs associated with the transfer process are typically covered by us, ensuring a smooth and cost-effective transition for you.
What happens if my mortgage is underwater?
Even if your mortgage is underwater, we can still discuss potential options. Our goal is to find a viable solution that relieves your financial stress, and each case is evaluated individually to determine the best approach.
How is this different from selling my home in a traditional way?
You will need to provide mortgage statements, proof of ownership, and possibly other financial documents. During our initial consultation, we will give you a comprehensive list of documents required to proceed.
Do I need to continue insuring the home or pay property taxes?
Once we take over the mortgage payments, responsibilities such as property taxes and insurance will typically transfer to us, depending on the specific terms of the agreement. These details will be clearly outlined in our agreement to ensure there are no misunderstandings.
How do I get started?
To get started, simply contact us through our website or call our support line. We’ll schedule a no-obligation consultation to discuss your situation in detail and explore how we can assist you.